This is the official interest rate set by the Bank of England's Monetary Policy Committee.
It has decreased the base rate from 4.00% to 3.75%.
If you have a mortgage product that is linked to the Bank of England Base rate, then your monthly payments will change. We will confirm the changes in writing to you shortly.
No, your mortgage Terms and Conditions remain the same.
Our updated fees and charges tariff is effective from 26 March 2026.
All customers will receive an updated Tariff of Mortgage Charges document as part of the annual statement communication.
We’ve carried out a comprehensive review of the work we do in regard to each request, and therefore the costs that we incur to complete the activity. The fees we charge have a direct relationship to business and third-party costs and the new charges reflect this cost.
No.
Effective from 26 March 2026, the new tariff is displayed on the following websites:
Fees are applicable as at the date any application is made, so any fee paid at that time was correct.
We do not determine Third Party charges and the amounts can vary. If these apply to your mortgage with us, we’ll give you reasonable notice, stating the amount of the fee, the nature of the works covered by it, and the date on which we’ll add the fee to your mortgage.